And now, a screen shot of a $0.25/$0.50 LIMIT Texas Hold'em game I was in this weekend online.
Look carefully at the player in seat 3. He's sitting on a stack of $10,000+ chips. Now he can't possibly lose it all at once, but I found this hilarious. He sat down with $500 (also an excessive amount) and someone criticized his play, saying that all he has is $500. So he loaded $1,000. Then he loaded $5,000. Then he loaded $10,000.
I looked him up later and realized he's a very accomplished tournament player, and had won a $27,000 first place prize this past December. He was just slumming it at the lower limits with us.